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Lightbulb Lending

Making Your Mortgage Possible

Contact us today for your FREE quote

Financial challenges can make applying for a mortgage feel impossible – but with the guidance and support of Lightbulb Lending, we can make your homeownership goals a reality. We are experts in helping clients with impaired credit secure a mortgage, no matter their financial history. We’re here to make your dream home purchase or remortgage possible, so why not contact us today to book your FREE consultation?

 
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Sign up today for a comprehensive, multi-agency credit report featuring information from the UK's main credit reporters—Equifax, Experian, and TransUnion! Start your free 30-day trial and get the full picture of your credit standing.

  • Monthly fee of £14.99 applies after your free 30-day trial. You can cancel at any time online, or by contacting checkmyfile by phone or email.
  • Lightbulb Lending earns a small commission from checkmyfile.
  • The free 30-day trial is available only to new customers.

 
Lightbulb Lending

How Can We Help?
Mortgages with Bad Credit Are Still Possible

  • Defaults or CCJ’s
  • IVA or Bankruptcy
  • Debt Management Plan
  • Bad Credit or No Credit History
  • Adverse Credit

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Our Services

Services We Provide

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Lightbulb Lending

About Lightbulb Lending

At Lightbulb Lending, we believe that financial challenges shouldn’t stand in the way of your homeownership goals. Whether you’ve faced past credit issues or feel uncertain about your mortgage options, we are here to guide you every step of the way. Working alongside a diverse network of lenders who don’t rely on traditional credit scoring, we work tirelessly to make sure you can secure a mortgage, no matter your financial history.

We are also here to help secure more than just your mortgage. Our range of insurance protection services ensures your family, home, and investments are covered no matter what happens. From mortgage and income protection to life and property insurance, we help secure your future.

Lightbulb Lending | Mortgage Services | Insurance Services
Lightbulb Lending | Mortgage Services | Insurance Services
How Can We Help?

Mortgages with Bad Credit Are Still Possible

With help and guidance from Lightbulb Lending, securing a mortgage when you have bad credit is perfectly achievable. We work with a wide range of lenders, including those who do not rely on credit scoring and are more flexible in their lending criteria.

If you have any of the below, we can make your mortgage possible…

  • Mortgages with a Debt Management Plan
  • Mortgages with an IVA or Bankruptcy
  • Mortgages with No Credit History
  • Mortgages with Defaults or CCJs
  • Remortgages with Adverse Credit

Ready to schedule your FREE consultation with our specialist mortgage brokers?

How Can We Help?

Securing Your Future with Lightbulb Lending

The beauty of life is that we never know what to expect – unfortunately, these surprises can often be challenging. When facing these situations, financial stability is key. At Lightbulb Lending, we understand that protecting your home, family and investments is key. Here’s how we can help…

  • Mortgage Protection Insurance
  • Income Protection Insurance
  • Home & Property Insurance
  • Life Insurance

Ready to schedule your FREE consultation with our specialist team?

Lightbulb Lending | Mortgage Services | Insurance Services
Lightbulb Lending | Mortgage Services | Insurance Services

Home & Property Insurance Terms

At Lightbulb Lending, we are dedicated to helping you find the right type of home and property insurance, tailored to your unique requirements. The terms of your policy will consider your premium, the excess, the sum insured and the rebuild cost. For more information about home and property insurance, contact us today.

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Why choose us?

Mortgage Experts

We have years of expertise in mortgage solutions for clients with impaired credit, including Debt Management Plans.

FREE Consultations

We never want to add to your money worries, so we offer FREE consultations and obligation-free quotes.

Personalised Service

We work to understand your circumstances, ensuring we match you with the right lender.

Take the First Step To Your Dream Home Today

We believe that everyone deserves a chance to own their dream home. So if you’re worried about securing a mortgage due to bad credit, contact Lightbulb Lending today.

Lightbulb Lending

Get In Touch

Finding the right mortgage is key to managing your finances and achieving your homeownership goals, whether you’re a first-time buyer or remortgaging.

Lightbulb Lending | Mortgage Services | Insurance Services

Phone :

01245 379977

Lightbulb Lending | Mortgage Services | Insurance Services

Address :

North Fambridge, Essex, CM3 6FS

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