We are Light bulb Lending, your bad credit mortgage broker in Chelmsford. We know that life doesn’t always go according to plan, but that doesn’t have to mean that you can’t get your dream home. We are an expert bad credit mortgage broker in Chelmsford, helping clients secure a mortgage, no matter their financial history. Contact us for your FREE consultation.
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Don’t let financial challenges stop you from contacting a bad credit mortgage broker in Chelmsford. As an expert bad credit mortgage broker in Chelmsford, we can help your mortgage application succeed. Our bad credit mortgage brokers in Chelmsford work with lenders who understand that life events can impact your credit score. We’re here to make your dream home possible.
Applying for a bad credit mortgage can be challenging, but it’s still possible with a bad credit mortgage broker in Chelmsford. High-street lenders typically rely on credit scores to assess the risk of lending. If you are applying for a bad credit mortgage, you may be viewed as a high-risk applicant as no data shows how well you manage financial repayments. Choosing a bad credit mortgage broker in Chelmsford such as Lightbulb Lending, gives you access to specialist lenders who will still consider you for a mortgage, regardless of your financial situation.
These factors can lower your credit score, which may make it more difficult for your mortgage application to be accepted. A bad credit mortgage broker in Chelmsford understands the lending criteria and is ideally positioned to help find the right lender for your bad credit mortgage.
As an expert bad credit mortgage broker in Chelmsford, we want to help you achieve your dream home. Our Chelmsford mortgage brokers work alongside a wide range of lenders, including those who do not rely on credit scoring and are more flexible in their lending criteria. Armed with years of experience, our services are backed by fast turnaround times, 5★ customer service and FREE no-obligation consultations and quotes. Contact us today to start your journey to home ownership.
We have years of experience as a bad credit mortgage broker in Chelmsford and provide guidance and advice.
We never want to add to your money worries, so we offer FREE consultations and obligation-free quotes.
We work to understand your circumstances, ensuring we match you with the right lender.
Yes, it is entirely possible to get a mortgage with bad credit. Work with a bad credit mortgage broker in Chelmsford who partners with specialist lenders, such as Lightbulb Lending.
Typically, a minimum deposit of 10% is required for a bad credit mortgage, but a larger deposit may improve your chances of approval.
Yes, there are several steps you can take before contacting a bad credit mortgage broker in Chelmsford, such as registering on the electoral roll and paying bills on time.
The process for applying for a mortgage can take several weeks, depending on the complexity of your application and the lender’s requirements.
While it may be more challenging, it is still possible. We can help identify lenders who are more flexible with their criteria.
If your bad credit mortgage application is declined, the most important thing is not to be discouraged. We will work with you to explore other lenders who may be more suited to your financial situation.
We believe that everyone deserves a chance to own their dream home. So if you’re concerned about your mortgage application, please don’t hesitate to get in touch with a bad credit mortgage broker in Chelmsford today.
Finding the right mortgage is key to managing your finances and achieving your homeownership goals, whether you’re a first-time buyer or remortgaging.
North Fambridge, Essex, CM3 6FS
Finding the right mortgage is key to managing your finances and achieving your homeownership goals, whether you’re a first-time buyer or remortgaging.
Lightbulb Lending is a trading style of Simply Lending Solutions Limited Registered in England & Wales. Company No 09676170.
Simply Lending Solutions Limited, registered address: Barn 12, Runwell Hall Farm Hoe Lane Rettendon Common Chelmsford Essex CM3 8DQ. Authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 745164 at https://register.fca.org.uk/. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
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