Home & Property Insurance

The cost of home and property insurance premiums will vary depending on several factors. Contact us for your FREE quote.

Buildings insurance covers the structure of your home, while contents insurance covers your personal belongings inside the home.

The type of home insurance you need depends largely on your circumstances. If you own your home, we recommenda combined buildings and contents insurance policy. This ensures that the structure of your property and your personal belongings are covered. If you’re renting, we recommend contents insurance, as your landlord will typically arrange building insurance.

If you are renting, you may only require contents insurance. However, it’s important to confirm that your landlord has building insurance in place.

The excess in an insurance policy is the amount you pay towards a claim before your insurer pays the remaining balance.

While not legally required, home and property insurance are typically mandatory if you have a mortgage.

This depends on your policy. Some policies include accidental damage, while others offer it as an optional add-on. Contact us today for more information.

Yes, you can adjust your policy at any time to reflect changes such as home improvements or purchasing high-value items.

We recommend reviewing your policy annually or whenever significant changes occur, such as renovations or purchasing expensive items.